Salaried Professionals
People who want their own cover beyond any employer-provided plan.
Individual Health Insurance
Explore health-cover options designed for individual protection — whether for yourself, a working professional, or a family member who needs their own plan.
Is It Right For You?
Who May Consider Individual Health Insurance?
An individual policy provides cover for one person. People commonly consider it in these situations:
Self-employed Individuals
Entrepreneurs and freelancers without an employer health scheme.
Young Adults
Those starting out who want protection early, often at a lower premium.
Without Employer Cover
People not covered through their job and looking for personal protection.
Extra Protection Needed
People wanting additional cover on top of an existing plan.
Trying to Protect Savings
Anyone who wants to manage the financial impact of medical treatment.
What To Compare
Key Factors to Consider
These points help you and your adviser compare individual plans meaningfully.
Age
Affects the premium and the plans you may be eligible for.
Existing Health Conditions
May influence waiting periods and underwriting.
Coverage Amount
The sum insured you choose for your plan.
Hospital Network
Where cashless treatment may be available near you.
Waiting Periods
How long certain covers take to become active.
Premium Affordability
Whether the yearly premium fits comfortably in your budget.
Policy Exclusions
What the plan will not cover. Read these carefully.
Guidance helps. Every insurer prices and underwrites differently. A short conversation with an adviser can save you from choosing a plan that does not match your needs.
Simple Process
Getting Your Individual Quote Is Easy
1. Share Your Details
Tell us your age, city and coverage preference.
2. Get Clear Options
We explain plans that may fit your situation — simply.
3. Compare & Decide
Review premiums, cover and terms at your own pace.
4. Ask Anything
No pressure, no jargon — guidance whenever you need it.